About The Role:

• As an AML Specialist at Enfuce, you will play a critical role in maintaining regulatory compliance and safeguarding against financial crime. Your expertise will help detect and prevent money laundering and terrorist financing activities, ensuring the integrity of our financial ecosystem and reinforcing customer trust.
• This is a hands-on operational role with a strong focus on transaction monitoring, investigations, and regulatory reporting.
• You will conduct detailed investigations, ensure accurate documentation, and escalate suspicious activity internally to the MLRO. The role requires a proactive mindset, precision, and a strong understanding of AML regulations, combined with a continuous drive to develop your expertise.

What You'll Be Doing:

• Conduct daily transaction monitoring using platforms such as ARIC, reviewing alerts and investigating potential suspicious activity.
• Triage and manage caseloads efficiently to prioritise high-risk alerts and minimise backlogs.
• Identify and escalate internally to the MLRO where transactions appear suspicious.Assess customer activity (historical and current) to build a holistic view of transactional behaviors and risk profiles.
• Ensure transaction monitoring rules are bespoke and relevant to each customer programme, supporting ongoing tuning and optimization.
• Maintain meticulous records of investigations, alerts, and decisions to ensure full auditability and compliance with record-keeping requirements.
• Stay ahead of financial crime trends, regulatory developments, and best practices, translating them into actionable improvements.
• Participate in AML program analysis and reviews to identify areas for improvement and enhance overall compliance performance.
• Collaborate with internal stakeholders and clients to strengthen AML processes and frameworks, leveraging data insights where relevant.
• Ensure confidentiality and integrity in handling AML-related cases and investigations.
• Mentor and guide colleagues in AML practices.
• Contribute to the design and improvement of transaction monitoring rules and policies.

What You'll Bring:

• Proven experience in AML, transaction monitoring, or financial crime prevention within fintechs, neobanks, or larger banks.

• Strong knowledge of EU and/or UK AML/CTF regulations and guidelines; awareness of international frameworks (FATF, EU directives).
• Familiarity with AML monitoring systems (e.g., ARIC) and digital tools for analyzing transaction data.
• Strong analytical and investigative skills with the ability to interpret large datasets and apply risk-based approaches.
• High level of integrity, professionalism, and ethical judgment in compliance matters.
• Excellent communication skills, both written and verbal, for reporting and stakeholder collaboration.
• Ability to manage multiple cases efficiently and prioritize high-risk tasks.
• Continuous learning mindset, with commitment to staying informed about regulatory changes and industry developments.
• Team-oriented mindset, promoting compliance awareness and fostering cross-departmental collaboration.

Why You’ll Love Working At Enfuce:

• High autonomy & ownership: We give you the freedom to own your work and trust you to make the best decisions for your projects.
• Top-tier talent: Join a team of industry experts and highly skilled professionals who are as passionate as you are about innovation.
• Unlimited growth potential: We support your ambition with plenty of room for personal and professional growth within the company.
• Flexible, remote work: Work from anywhere up to 30 days, in an environment that values flexibility and work-life balance.
• A supportive culture: You’ll be part of a team that encourages, motivates, and celebrates success together.

Comprehensive benefits package: We take care of our people with great benefits to match the value you bring.

Benefits & Perks:

Fair pay and employee stock option:

• We value the input of every employee and want you to tap into the growth we build together. That’s why our salaries are competitive and reassessed regularly, and you have access to an employee stock option program.

Flexible Paid Time Off:

• We offer a flexible paid time off policy, providing up to 5 weeks of annual vacation days and paid family leave (subject to country regulations). Additionally, you can benefit from hybrid or remote work options, promoting a healthy work-life balance.

Regular Fun With Your Team:

• To spend other than work-related time with your teammates, you get a team activity budget for three quarters a year. The fourth quarter is reserved for a company-wide event.

Individual Learning Budget:

• You get a yearly learning budget to use for courses and other relevant learning opportunities that help you develop your skills.